HMO Plan and Group Medical Plan service providers offer prepaid health plans that provides health benefits available to a minimum of twenty (20) employees. It provides comprehensive health benefits covering hospitalization/inpatient services, outpatient consultations & laboratories, annual medical program, dental services, and financial assistance.

HMO and group medical insurance providers offer benefits to members under a no-cash out arrangement (through a Health Card) that can access a wide network of accredited hospitals, clinics, physicians and specialists.

Third Party Administration (TPA) service combines the advantages of self-insurance and the control mechanism and access to vast network of healthcare providers nationwide. This product shifts the risk of health care costs to the group clients, thereby saving on the costs for carrying such risks, at the same time using another party’s expertise in utilization control and management which may range to imposing a strict gate-keeping process and allowing in network accesses only. This product is directly administered by Responsive.

Group life insurance ensures that the loss of life of the insured employee due to natural or accidental causes happening at the any time zone, across any geographical border is covered with an insurance benefit. If offered as an employee benefit, group life insurance coverage is normally co-terminus with employment. Group life insurance provides supplementary benefits such as Accidental Death, Dismemberment and Disability Benefit (AD&D), Total and Permanent Disability (TPD), Terminal Illness Benefit, and  Family Benefit Assistance.

We offer a holistic approach to managing your employee health care plan by incorporating preventive health care for proactive management of diseases such as    Executive Check-Up,  Health Events (Lectures, Seminars, Screening, Immunization),  Onsite Medical Practitioner (company doctors and nurses),  Medical Tourism (Leisure Activities plus Health Tours) Onsite Annual Physical Examination, and  Pre-employment Medical Examinations.

Short term to long term insurance or pension plans that will provide benefits to the insured upon retirement age.    Depending on Plan variants chosen, this benefit can offer guaranteed lump sum benefits, life insurance protection, cash values or dividends.

Being abroad can present you with all kinds of challenges. Standards of healthcare vary from country to country. Some parts of the world have a higher medical risk due to disease, suspect water supplies, poor public hygiene, an adverse climate or inadequate safety precautions. International coverage provides superior worldwide medical insurance to people who live, work or travel abroad.

Do you need a major boost to your Staff Retention Strategy?

Health plans for Employees as company benefit is an effective staff retention tool to reward and attract key talents. Health plans can increase staff productivity, boost employee morale, and help shape a positive company culture.

Don’t let these problems affect your business operations and profitability