HMO Plan and Group Medical Plan service providers offer prepaid health plans that provides health benefits available to a minimum of twenty (20) employees. It provides comprehensive health benefits covering hospitalization/inpatient services, outpatient consultations & laboratories, annual medical program, dental services, and financial assistance. HMO and group medical insurance providers offer benefits to members under a no-cash out arrangement (through a Health Card) that can access a wide network of accredited hospitals, clinics, physicians and specialists.


Life insurance is an insurance cover that gives out a certain amount to the insured or their nominated beneficiaries upon a certain event such as death of the individual who is insured. Also called property and casualty insurance, is a type of coverage that is very common and covers businesses and individuals. It protects them, monetarily, from disaster by providing money in the event of a financial loss.